A‑Plus Critical Care‑i

Critical Illness Protection

Coverage Period

UP TO 100 YEARS OLD

Entry Age

14 DAYS – 60 YEARS OLD

You can participate in this plan via

AIA LIFE PLANNER

WHAT IS THIS PRODUCT ABOUT

While we hope for a long and healthy life, it is always best to be prepared for whatever that comes our way, even something as tragic as a critical illness.

With A-Plus CriticalCare-i, you will be supported financially so you and your loved ones can focus on your recovery.

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WHAT DOES IT PROVIDE?

CRITICAL ILLNESS PROTECTION
We will give you a lump sum payment to support you during this challenging time.

ADDITIONAL COVERAGE THROUGH ANNIVERSARY BONUS
You may enjoy additional coverage for every year that this add-on certificate remains active.

TAKAFUL LINGO EXPLAINED

This is the base certificate that you need to participate in before you can participate in the plan, which is available to you as an add-on.

Critical illness refers to life-threatening condition.

The sum of money you are covered for.

This means we will increase the amount you are covered for, without increasing your contribution, for every year you stay with us.

A‑Life Cancer 360

Critical Illness Protection

Coverage Period

UP TO 80 YEARS OLD

Entry Age

14 DAYS – 60 YEARS OLD

You can participate in this plan via

AIA LIFE PLANNER

WHAT IS THIS PRODUCT ABOUT

Thanks to medical advancements, cancer is now highly treatable. As the cost of treating cancer rises, the question then becomes: are you financially prepared to fight cancer?

A-Life Cancer360 is a complete cancer protection plan that provides coverage from the early to more advanced stages of cancer.

When you purchase A-Life Cancer360 and sign up as an AIA Vitality member, you’ll get an additional bonus every year, which is called the Yearly Cash Bonus. This means that through Yearly Cash Bonus, you may receive a cash bonus up to 50% of your basic premium paid for A-Life Cancer360 on every policy anniversary, without having to pay additional premium.

So join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices.

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WHAT DOES IT PROVIDE?

EARLY STAGE CANCER PROTECTION
If you are diagnosed with early stage cancer, you will receive a lump sum payment of 30% of the amount you are covered for. We will also pay you up to a further 20% of your coverage amount in the first year of your diagnosis to support your recovery.

POWER RESET
If you have made a claim for early stage cancer, the Power Reset feature returns your coverage to the full amount one year after your diagnosis. This allows you to resume full coverage against cancer for the remainder of your plan.

ADVANCED STAGE CANCER PROTECTION
If you are diagnosed with a more advanced stage of cancer, you will receive 100% of the amount you are covered for in a lump sum payment so you can get the treatment you need. To help you focus on your recovery, we will pay you an additional 50% of your coverage amount over the next 5 years. You are entitled to this benefit even if you had claimed for early stage cancer.

MATURITY PAYMENT
When your plan ends at age 80, we will pay you the full amount you are covered for. You are entitled to this benefit even if you had claimed for early stage cancer.

NO WAITING PERIOD BETWEEN CLAIMS
Enjoy continuous coverage with no waiting period between claims.

CANCER-BASED UNDERWRITING
We will only consider your medical condition and family history related to cancer when assessing your application.

YEARLY CASH BONUS
You can enjoy a Yearly Cash Bonus without having to pay additional premium when you purchase A-Life Cancer360 and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 20% of your basic premium paid for A-Life Cancer360.

TAKAFUL LINGO EXPLAINED

In a typical critical illness plan, insurers only pay you the benefits if the cancer is considered life threatening. This plan, however, also covers the early stages of cancer including carcinoma in situ, early prostate cancer, early thyroid cancer, early bladder cancer and early chronic lymphocytic leukaemia.

This is a single, large claim payment.

This is the date when your insurance coverage for this plan ends.

This means AIA will only takes into consideration your medical condition and family history related to cancer for the approval of your application, making it simpler for you to get protected.

This is the time period where insurance company will not pay for certain claims.

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